Rates As Low
As Your Mortgage
Reno Now,
Pay Later.

Get Started
Flexible payments that make sense
Who is Handypay?

Handypay offers simple payment plan solutions so that you can turn your house into a home today and pay over time - that's handy!
Flexible Payment Plans

dollar sign
$2,001 - $75,000
Available Terms
1 - 7 Years
Repayment Options
Weekly, Fortnightly
Simple, Affordable Payment Plans
What interest will I pay?

Rates as low as your mortgage. Eligible applicants can receive an introductory fixed rate of 3.99% p.a. (Comparison Rate of 5.63%) assuming a $30,000 loan over 1 year. For non-eligible applicants, other fees or charges may apply.

An inquiry won't impact your credit score

Minimum Eligibility Criteria
Who Can Apply?

Must be over
18 years
Permanent Resident or Citizen
Australian Permanent Resident or Australian Citizen
Employment Income
Must receive employment income
Must be for
consumer use only
Approved in Seconds
How it Works

shopping basket
You Shop
Select what you want to buy
You Apply
Apply to buy now and pay later
We Pay
Approved in seconds & we pay the vendor
Own It
Own it today with flexible payments
Reno Now, Pay Later.
An inquiry won't impact your credit score
tickClick 'Get Started' and receive a decision in seconds
tickOnce Approved, Handypay will cover the upfront cost of your purchase
tick Repayments are conveniently scheduled in line with your income
No exit fees
Need help?
Call us on   1300 990 115